Streamlined Financing for Clients Using Asset Depletion!
At ARDRI, we understand the unique financial needs of high net-worth borrowers who may not qualify under traditional Asset Only programs. Our Asset Depletion Loan Program — is an innovative solution designed to provide your clients the flexibility they need to secure the financing they deserve.
Streamlined Financing for Clients Using Asset Depletion!
Streamlined Financing for Clients Using Asset Depletion!
At ARDRI, we understand the unique financial needs of high net-worth borrowers who may not qualify under traditional Asset Only programs. Our Asset Depletion Loan Program — is an innovative solution designed to provide your clients the flexibility they need to secure the financing they deserve.
Bitcoin & Ethereum Now Accepted as Supplemental Income 
Bitcoin & Ethereum
Now Accepted
as Supplemental
Income
Bitcoin & Ethereum
Now Accepted as
Supplemental Income
Ideal Borrowers
A borrower like Alice, a successful entrepreneur with significant assets in her checking, savings, and trading accounts, is ready to purchase her dream home. However, when approaching traditional lenders, she faced roadblocks in meeting DTI calculation requirements. With ARDRI’s Asset Depletion Lending Program, Alice qualified for her mortgage using her substantial financial portfolio.
The Asset Depletion loan program is an excellent solution for:
- Borrowers who have considerable liquid or near-liquid assets but may not meet the stringent requirements of traditional Asset Only programs.
- Are retired or semi-retired individuals with substantial savings or investment accounts.
- Are self-employed professionals or business owners with fluctuating incomes and have a robust asset portfolio.
- Seek to leverage their financial strength for purchasing or refinancing high-value properties.
- Borrowers that need an efficient, alternative route to demonstrate their ability to repay.
Program Highlights
- LTV up to 85% for Purchase
- LTV up to 80% for Rate/Term and Cash-out Refinance (Cash-out cannot be used to meet eligible asset requirements)
- Minimum 600 FICO
- Jumbo Loan amounts up to $4M
- Primary, Second Home & Investment
- No Income Requirements if Assets are solely used
- No MI
- No Reserve Options
- 30YR and 40YR I/O terms available (Fixed or ARM)
- SFR, 2-4 Units, Condos (and Non-Warrantable), PUD
Click here to view pricing and eligibility for ARDRI’s Asset Depletion Loan Program or price a loan with askARDRI.
Help Asset-Rich Borrowers Move Forward
Traditional income documents do not always reflect a borrower’s true financial strength. ARDRI can calculate qualifying income from eligible assets, giving well-capitalized borrowers another way to qualify.
Why Partner with ARDRI for Asset Depletion Loans?
At ARDRI, we help you unlock financing for borrowers whose strength lies in their assets. Our Asset Depletion Loan Program converts liquid assets into qualifying income, creating a clear and flexible path to approval without relying on traditional documentation. With a technology-driven platform, transparent process, and dedicated support team, we help you confidently move asset-based scenarios from submission to close.
Why Partner with ARDRI for Asset Depletion Loans?
At ARDRI, we help you unlock financing for borrowers whose strength lies in their assets. Our Asset Depletion Loan Program converts liquid assets into qualifying income, creating a clear and flexible path to approval without relying on traditional documentation. With a technology-driven platform, transparent process, and dedicated support team, we help you confidently move asset-based scenarios from submission to close.
Unlock New Opportunities for Your Borrowers!
Let ARDRI’s Asset Depletion Loan Program be the key to unlocking new opportunities for your clients. Contact us today to get started or learn how we can help you grow your business.
Call us today at 855.855.8598 to learn more or start your borrower’s application!
